If you’re a frequent traveller and a loyal Singapore Airlines customer, you may be considering getting the KrisFlyer UOB Credit Card. This credit card is designed to help you earn KrisFlyer miles on your everyday spending, which you can then redeem for flights, upgrades, and other travel perks. But is it worth it? In this article, we’ll explore the benefits of the KrisFlyer UOB Credit Card, how the rewards system works, and what you need to know about eligibility and the application process.
One of the main benefits of the KrisFlyer UOB Credit Card is that you can earn miles on your everyday spending. This includes not only purchases on Singapore Airlines, SilkAir, and Scoot, but also on KrisShop and Kris+. You’ll earn 3 miles for every S$1 spent on these purchases, and 1.2 miles for every S$1 spent on everything else. In addition, you can earn bonus miles when you sign up for the card, renew your membership, or refer a friend.
To understand the rewards system, you’ll need to know how KrisFlyer miles work. These miles can be redeemed for flights, upgrades, and other travel perks, as well as for non-travel rewards such as shopping vouchers and hotel stays. The number of miles you need for a particular reward will depend on the destination, class of travel, and availability. You can also use your miles to pay for taxes, fees, and other charges associated with your booking.
Key Takeaways
- The KrisFlyer UOB Credit Card can help you earn KrisFlyer miles on your everyday spending, which you can then redeem for flights, upgrades, and other travel perks.
- You’ll earn 3 miles for every S$1 spent on purchases on Singapore Airlines, SilkAir, Scoot, KrisShop, and Kris+, and 1.2 miles for every S$1 spent on everything else.
- To make the most of the rewards system, you’ll need to understand how KrisFlyer miles work and how to redeem them for the best value.
Benefits of the Krisflyer UOB Credit Card
Miles Accumulation
With the Krisflyer UOB Credit Card, you can earn Krisflyer miles for every pound you spend, allowing you to accumulate miles quickly and easily. This means you can turn your everyday spending into exciting travel opportunities.
Exclusive Travel Perks
The card offers exclusive travel perks, including access to airport lounges and priority boarding, making your travel experience more comfortable and enjoyable. You can also enjoy special discounts on hotel bookings and car rentals, enhancing your overall travel experience.
Dining and Food Delivery Rewards
By using the Krisflyer UOB Credit Card for dining and food delivery, you can earn additional Krisflyer miles, allowing you to indulge in your favourite cuisines while earning rewards for your next adventure.
Shopping and Online Spend Benefits
When you use the card for shopping and online spending, you can earn Krisflyer miles for every transaction. This means that whether you’re treating yourself to a new outfit or making everyday purchases, you’re getting closer to your next travel reward.
Transport Advantages
The Krisflyer UOB Credit Card offers benefits for your transport expenses, allowing you to earn Krisflyer miles for your everyday commuting and travel needs. This provides an excellent opportunity to accumulate miles on your daily journeys, bringing you closer to your next travel adventure.
Understanding the Rewards System
If you are considering getting the KrisFlyer UOB Credit Card Singapore, it is important to understand the rewards system. This credit card offers a variety of rewards, including KrisFlyer miles, which can be redeemed for flights, upgrades, and other travel-related expenses. Here is what you need to know about the KrisFlyer UOB Credit Card rewards system:
Earning KrisFlyer Miles
With the KrisFlyer UOB Credit Card, you can earn KrisFlyer miles on your everyday spending, including dining, online shopping, and travel-related expenses. For every S$1 spent on eligible purchases, you can earn up to 3 KrisFlyer miles. This means that if you spend S$2,000 per month on eligible purchases, you can earn up to 6,000 KrisFlyer miles per month.
Bonus Miles and Promotions
In addition to earning KrisFlyer miles on your everyday spending, the KrisFlyer UOB Credit Card also offers bonus miles and promotions. For example, if you spend at least S$800 on Singapore Airlines or SilkAir tickets within the first 3 months of card approval, you can earn up to 5,000 bonus KrisFlyer miles. There are also other promotions available throughout the year, such as lucky draws and bonus miles for specific spending categories.
Membership Year and Spend Categories
It is important to note that the KrisFlyer UOB Credit Card has a membership year that runs from the date of your card approval. During this membership year, you must spend at least S$5,000 on eligible purchases to earn the annual fee waiver. The spending categories for the annual fee waiver include Singapore Airlines, SilkAir, Scoot, KrisShop, and Kris+. If you do not meet the spending requirements, you will be charged an annual fee of S$192.60.
In conclusion, the KrisFlyer UOB Credit Card rewards system offers a variety of ways to earn KrisFlyer miles and other rewards. By understanding the earning potential, bonus miles and promotions, and spending categories, you can make the most of your credit card and enjoy exciting travel-related benefits.
Eligibility and Application Process
Are you looking for a credit card that rewards you for your travel expenses? The KrisFlyer UOB Credit Card might be the perfect fit for you! Here’s what you need to know about the eligibility and application process.
Who Can Apply?
To apply for the KrisFlyer UOB Credit Card, you must be at least 21 years old and meet the income requirement. For Singapore Citizens and Permanent Residents, a minimum annual income of S$30,000 is required. For Foreigners, a minimum annual income of S$80,000 is required. If you don’t meet the income requirement, you can still apply for the card by providing a Fixed Deposit collateral of at least S$10,000.
Application Requirements
To apply for the KrisFlyer UOB Credit Card, you will need to provide some basic information such as your personal details, contact information, employment status, and income. You can apply for the card online using MyInfo, which is a government digital service that allows you to auto-fill your application with your personal details. This makes the application process faster and more convenient.
Getting Started with Your Card
Once you have submitted your application, you will receive a response within 3-5 working days. If your application is approved, you will receive your card within 7 working days from the Card Approval Date. The card comes with a first-year annual fee waiver, and you can earn up to 31,000 miles+ as a signup promotion if you apply between 1 January 2024 to 31 March 2024.
In conclusion, the KrisFlyer UOB Credit Card is a great option for frequent travelers who want to earn rewards on their travel expenses. With its easy application process and competitive rewards program, it’s definitely worth considering if you meet the eligibility requirements. Apply now and start earning miles towards your next trip!
Partnerships and Additional Benefits
If you’re considering getting the KrisFlyer UOB Credit Card, you’ll be pleased to know that it offers a range of partnerships and additional benefits that can help you maximise your rewards and enhance your travel experience.
Singapore Airlines Group Affiliations
As a KrisFlyer UOB Credit Cardholder, you’ll enjoy exclusive privileges and discounts with Singapore Airlines Group, which includes Singapore Airlines, SilkAir, and Scoot. You’ll earn 3 KrisFlyer miles for every S$1 spent on eligible purchases made on Singapore Airlines, SilkAir, Scoot, KrisShop, and Kris+.
Lifestyle and Retail Partners
The KrisFlyer UOB Credit Card also offers a range of lifestyle and retail partners that can help you earn more KrisFlyer miles. For example, you can earn 3 KrisFlyer miles for every S$1 spent on dining, food delivery, online shopping, and travel bookings with Grab. You can also earn 2 KrisFlyer miles for every S$1 spent on eligible purchases made at KrisShop, as well as exclusive discounts and promotions.
Extra Perks for Frequent Travellers
If you’re a frequent traveller, you’ll appreciate the additional perks that come with the KrisFlyer UOB Credit Card. For example, you’ll enjoy complimentary access to selected airport lounges worldwide, as well as priority check-in and boarding when you travel with Singapore Airlines and SilkAir. You’ll also receive additional baggage allowance on eligible flights, as well as complimentary travel insurance coverage for you and your family members.
Overall, the KrisFlyer UOB Credit Card offers a range of partnerships and additional benefits that can help you maximise your rewards and enhance your travel experience. Whether you’re a frequent traveller or just looking for a credit card that offers great rewards and privileges, the KrisFlyer UOB Credit Card is definitely worth considering.
Financial Considerations
If you’re considering the KrisFlyer UOB Credit Card, there are a few financial considerations to keep in mind. In this section, we’ll go over the fees and charges associated with the card, as well as the interest rates and financial products that you should be aware of.
Fees and Charges
The KrisFlyer UOB Credit Card comes with an annual fee of S$192.60 (inclusive of GST) for the primary cardholder. Additional cards for your family members or loved ones will cost you S$96.30 (inclusive of GST) per card per year.
When you use your KrisFlyer UOB Credit Card to make transactions in foreign currencies, you’ll be charged a foreign currency transaction fee of 2.8% of the transaction amount. This fee is charged on top of the exchange rate that’s used to convert your transaction to Singapore dollars.
If you go over your credit limit, you’ll be charged an overlimit fee of S$40 per month. This fee will continue to be charged until you bring your balance back under your credit limit.
Interest Rates and Financial Products
The KrisFlyer UOB Credit Card has an interest rate of 26.9% per annum. This rate applies to both purchases and cash advances, and it will be charged on any outstanding balances that you carry from month to month.
If you’re looking for a way to reduce the interest charges on your KrisFlyer UOB Credit Card, you might consider opening a fixed deposit or investing in other financial products offered by UOB. These products can help you earn interest on your money while also reducing the interest charges that you’ll pay on your credit card balance.
Overall, the KrisFlyer UOB Credit Card is a great choice if you’re looking to earn KrisFlyer miles on your everyday spending. However, it’s important to keep these financial considerations in mind so that you can make an informed decision about whether this card is right for you.
Card Management and Services
If you’re considering the Krisflyer UOB Credit Card Singapore, you’ll be pleased to know that it comes with a range of card management and services options to help you manage your account more efficiently. Here are some of the key features:
Online Account Management
With the Krisflyer UOB Credit Card Singapore, you can easily manage your account online through the UOB website. This allows you to view your transactions, check your balance, and make payments at any time of the day or night. You can also set up alerts to notify you of important account activity, such as when a transaction is made or when your balance reaches a certain level.
Customer Service and Support
If you have any questions or concerns about your Krisflyer UOB Credit Card Singapore, you can contact the UOB customer service team for assistance. They are available 24/7 to help you with anything from account inquiries to technical support. You can reach them by phone, email, or through the UOB website.
Safety and Security Features
The Krisflyer UOB Credit Card Singapore comes with a range of safety and security features to protect your account from fraud or unauthorised access. These include:
- EMV chip technology: This helps prevent unauthorised use of your card by requiring a PIN or signature for transactions.
- Transaction alerts: You can set up alerts to notify you of any suspicious activity on your account.
- Zero liability protection: You won’t be held responsible for any unauthorised transactions made with your card.
- Deposit Insurance Scheme: Your deposits with UOB are insured up to S$75,000 by the Singapore Deposit Insurance Corporation.
Overall, the Krisflyer UOB Credit Card Singapore offers a range of card management and services options to help you manage your account more efficiently and securely.
Frequently Asked Questions
What fabulous benefits can I expect with the UOB KrisFlyer Credit Card?
The UOB KrisFlyer Credit Card is packed with benefits that will make your travel experience even more enjoyable. You can earn KrisFlyer miles on all your purchases, and enjoy exclusive discounts on flights and hotel stays. You can also access airport lounges worldwide, and enjoy complimentary travel insurance. Plus, you can earn bonus KrisFlyer miles when you sign up for the card.
How can I maximise my rewards with the UOB KrisFlyer Credit Card promotions?
To maximise your rewards with the UOB KrisFlyer Credit Card, you should keep an eye out for promotions and offers. UOB regularly offers bonus KrisFlyer miles for specific spending categories, such as dining or online shopping. You can also earn bonus miles when you sign up for the card. Be sure to check the UOB website regularly for the latest promotions and offers.
Is the annual membership fee for the UOB KrisFlyer Card worth the perks?
The annual membership fee for the UOB KrisFlyer Card is worth it if you plan to use the card frequently. The card comes with a range of benefits, including bonus KrisFlyer miles, airport lounge access, and complimentary travel insurance. If you travel frequently and use the card for your purchases, the annual membership fee will pay for itself in the form of rewards and perks.
What’s the scoop on the UOB KrisFlyer Credit Card’s lounge access privileges?
The UOB KrisFlyer Credit Card gives you access to airport lounges worldwide. You can enjoy complimentary access to over 1,000 lounges around the world, including those operated by Singapore Airlines and its partner airlines. This is a great perk for frequent travellers, as it allows you to relax and unwind before your flight, or catch up on work in a quiet environment.
How do the rewards from the UOB KrisFlyer Debit Card compare to the Credit Card?
The rewards from the UOB KrisFlyer Debit Card are not as generous as those from the Credit Card. While you can still earn KrisFlyer miles on your purchases, the earning rate is lower than that of the Credit Card. Additionally, the Debit Card does not come with the same range of benefits as the Credit Card, such as airport lounge access and complimentary travel insurance.
What’s the value of 10,000 KrisFlyer miles, and how quickly can I accumulate them?
The value of 10,000 KrisFlyer miles varies depending on how you use them. Generally, 10,000 miles can get you a one-way economy class ticket from Singapore to destinations in Southeast Asia, or a one-way upgrade from economy to business class on a Singapore Airlines flight. You can accumulate KrisFlyer miles quickly by using your UOB KrisFlyer Credit Card for your everyday purchases, and by taking advantage of promotions and bonus offers.
